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Shop with confidence and no credit needed. Progressive Leasing makes ownership accessible for everyone!

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No Credit Needed

Thereā€™s no credit needed* to apply for the lease-to-own purchase option.

Instant Decision

Apply now for an instant decision. Approvals up to $3000.

Flexible Payments

Simple weekly, biweekly or monthly payment options make it simple to use.

90-Day Purchase Optionā€ 

Save money when you pay off your lease early using our 90-day and early purchase options.

ā€ Standard agreement offers 12 month to ownership. Early purchase options cost more than the retailerā€™s cash price (except 3-month option in CA) To purchase early, call 877-898-1970


To purchase online

Once approved, shop for your items online and select Progressive Leasing during checkout as your payment method. Be sure to select the Progressive Leasing logo when the "Already have an account?" window pops up. If you have any questions, you can reach our world-class customer care team at 877 898 1970

To purchase in-store

Visit your local Showroom and let an associate know you have been approved with Progressive Leasing.

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"It was easy to set up payments, I had to call only once and the customer service was excellent. I will use this program again and recommend to my family and friends."

-Sonia M.

"I have used Progressive Leasing for many of my purchases from living room furniture, appliances, bedroom furniture. It s very easy to start your application and get approved so there is no hassle when you go into the store or do online purchases."

-Darlene H.

Looking for the perfect piece of furniture to complete your home decor? Look no further than our top-rated furniture stores! Our diverse range of high-quality furniture can elevate the comfort and appearance of your home. You can choose from a wide selection of affordable sofas, sleepers, and couches to find the perfect place to unwind. We also offer sectionals and sectional sleeper sofas to help you create a stylish seating area, and our bedroom set options can transform your sleeping space into a cozy retreat. After a long day, you can relax in one of our comfortable recliners. Additionally, we provide dressers for extra storage and dining kitchen tables for family meals to complete your living space. With our lease-to-own program, you can take advantage of the opportunity to bring home the furniture you ve always wanted without waiting.

Frequently Asked Questions

Select a topic below for answers to most commonly asked questions.

Progressive Leasing can be reached at 877-898-1970

Hours of operation:

Monday-Friday: 8am-7pm EST

Saturday: 10am-6pm EST

What is lease-to-own purchase program?

What do I need to apply and how long does my approval last?

Who do I contact if I have a question about my lease?

What if I can no longer afford my payments and can I cancel my lease?

Where can I access my lease agreement and how do I make payments?

What is meant by ā€œNo Credit Neededā€?

Does Progressive report to credit bureaus? Can I build up my credit by doing a successful lease?

What if I need to change my payments or my payday changes?

Are returns allowed?

If you have additional questions, see Progressive Leasing FAQs

*No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

**The initial payment (plus tax) is charged at lease signing. Remaining payments will be determined upon item selection.

The advertised service is lease-to-own or a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailerā€™s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.

Get it today, no credit needed!

Apply Now